Terms of Use
Updated September 24, 2026
TipsCoach helps you keep your own earnings record and understand it. The numbers it shows are estimates based on what you enter. It is not tax, legal, or financial advice.
What the app is
TipsCoach is a personal record-keeping and analysis tool. You enter your shifts; the app organizes them, calculates totals, and offers observations about your own patterns.
Your records are your responsibility
Everything the app shows is derived from what you enter. The app cannot verify your numbers against a POS, a paycheck, or a bank account. Keep your entries accurate, and pair exports with bank statements or pay stubs when someone else needs to rely on them.
Records and planning, not tax advice
TipsCoach organizes the earnings you log. The optional set-aside planner applies a percentage you choose to logged net tips. Its results are planning targets, not money saved or transferred. TipsCoach does not hold funds, track transfers, recommend a percentage, estimate taxes owed, or determine deduction eligibility.
Nothing in the app is tax advice. Talk to a tax professional about your situation.
Tip-out figures are your own records, not a legal claim
The tip-out totals shown in the app add up the amounts you logged yourself. They can only be as accurate as what you entered, and a number that looks wrong is a good reason to ask a question rather than a legal determination. This app is not legal advice. An employment lawyer or your state labor office can tell you what your numbers mean where you work.
Subscriptions
Some features require a paid subscription. Purchases are processed by the app store, subject to its terms. Subscriptions renew until cancelled, and you manage or cancel them in your app store account settings.
The complimentary 14-day Pro preview starts when you first open TipsCoach. It requires no payment and does not automatically become a paid subscription. An explicit Apple subscription purchase starts billing when you confirm, even during the preview. When the preview ends, unlimited local logging, saved history and edits stay free. Coach advice, weekly recaps, the earnings calendar heat map, detailed insights, planning and exports require Pro access.
Deleting TipsCoach or your account does not cancel an Apple subscription. Account deletion is available without first canceling your subscription.
Availability
Core tracking works offline and keeps your records on your device. Optional cloud backup requires an active Pro subscription. Existing backup recovery remains available after Pro ends. Backup depends on our providers, your connection and verified access. Signing in or purchasing alone does not upload your records. Keep your own exports if a record matters to you; in-app exports require Pro or an active courtesy preview and cannot restore the full app.
Limits
The app is provided as is, without warranties. To the extent the law allows, Xstream Networks, LLC is not liable for losses arising from your use of the app or from decisions made using its estimates.
Contact
Questions about these terms: privacy@xstreamnetworks.com.